Every purchase at its own day's ECB rate, and your return against Eurostat HICP too.
Stocks, crypto, gold and cash in one portfolio, shown in any of six currencies. Savyng converts every purchase at the ECB rate of its own day and, in the euro area and Switzerland, also measures your return against Eurostat's HICP: next to the profit on paper, you see what happened to your purchasing power.
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Browse prices without an accountTotal value · EUR
€8,431.03
+€1,067.39 +14.50%
You paid €7,363.64 at the exchange rates of your purchase days · open positions, unrealised
Exchange rate −3.07 ptsAssets +17.57 pts
Prices added 17.57 points; the exchange rate took back 3.07 of them.
Total value · USD
$9,780.00
+$1,680.00 +20.74%
You paid $8,100.00 at the exchange rates of your purchase days · open positions, unrealised
Exchange rate +2.22 ptsAssets +18.52 pts
Prices added 18.52 points and the exchange rate added 2.22.
Total value · GBP
£7,250.69
+£1,065.24 +17.22%
You paid £6,185.45 at the exchange rates of your purchase days · open positions, unrealised
Exchange rate −0.76 ptsAssets +17.98 pts
Prices added 17.98 points; the exchange rate took back 0.76 of them.
After inflation (Eurostat HICP, euros) +9.57%
Cash on hand against HICP: −4.31%
In this example, HICP runs to the period's last month.
Inflation eats returns in the euro area and Switzerland too. Savyng measures your return against Eurostat's HICP, in euros or Swiss francs.
What you get
Each tile is a real part of the product; the figures are the sample above.
Every purchase is converted at the ECB rate of its own day, and your return splits into what the price did and what the currency did.
Prices added 17.57 points; the exchange rate took back 3.07 of them.
Write a sentence and the side, symbol, quantity, price and date fill in. You check every field before you save.
Example
bought 3 AAPL at $200 yesterday
Physical gold by the gram or the troy ounce; a gram price typed on an ounce symbol gets a warning.
Import a CSV in Savyng's template, or with the Delta or CoinStats column layout shown on the import page; decimal commas and semicolons work. You see what the import adds, and any unit or price that looks wrong, before anything is saved.
3 rows read · 1 warning Example
XAU = 1 troy ounce
I checked
Retirement, a child's savings, the gold at home: each in its own portfolio, and “All” adds them up. Your value chart adds a point every night from your first night with Savyng.
Link a goal to your whole portfolio or to one asset. The bar moves every time a price updates.
Emergency Fund
Linked to: your whole portfolio
How it works
Three steps from scattered holdings to one number.
With email or Google, no card.
Fill in the form, type a sentence (Beta) or upload a CSV.
Your value, what you paid at your purchase days' rates, the exchange rate's share, and your purchasing power against Eurostat's HICP.
Questions
No. You add holdings by hand, by CSV or by typing a sentence; Savyng fetches current prices.
Savyng is an open beta; everything you can use today is free, and we don't ask for a card. We show no ads and don't sell your data. We're considering a paid plan later; what it would include and cost isn't set.
Your account data is stored on Hetzner servers in Helsinki (EU). Traffic passes through Cloudflare; the privacy page lists every provider. Download your trades as CSV and your whole account as JSON, and delete the account yourself from your profile; backups are gone within 15 days.
By the fine gold they contain (their fine-gold value): no workmanship and no dealer spread, and the screen says so.
Crypto within minutes, US stocks 15-min delayed, FX at the ECB's daily rate; metals can be a snapshot up to about a day and a half old, and Turkish shares are the exchange's delayed or closing price. The main sources are listed at the foot of the page.
No. Savyng tracks and calculates; it never tells you what to buy.
Yes. Open it in your browser and add it to your home screen.
Against Eurostat's HICP for your country, in euros or Swiss francs, if you are based in the euro area or Switzerland. In Türkiye Savyng uses the national consumer price index in lira; nowhere else yet.
Out in the open
Download your trades as CSV any time, export your whole account as JSON, or delete it yourself from your profile.
Every purchase at the ECB rate of its own day; sales at average cost; inflation from Eurostat (HICP); gold coins from their fine-gold content.
400+ symbols priced automatically, from the main sources named at the foot of the page
Release v1.20.1
Search our list before you sign up: each answer says how fresh its price is.
Not in our list yet. You can still add it; if no source prices it, it stays out of your total and your dashboard names it.
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